Home Loan vs Personal Loan vs Business Loan: Which One Is Right for You?

Compare home loan, personal loan, and business loan options in India. Learn loan tips and make the best financial choice for your goals.
Compare loan against shares vs selling shares. Discover smarter liquidity solutions with investment planning for long-term wealth retention.

Home Blogs Achieving Financial Freedom: Steps to Build a Solid Wealth Plan June 20, 2022 One contributor For investors in need of liquidity, two common options often come to mind—selling shares or availing a loan against shares. While both provide access to cash, the smarter choice depends on one’s financial goals and long-term investment planning. Selling shares offers immediate liquidity but comes at the cost of losing ownership in potentially high-growth investments. Additionally, selling during a market downturn may lead to losses. On the other hand, a loan against shares allows investors to retain ownership while accessing funds by pledging their holdings. This ensures participation in future gains while meeting short-term financial needs. When weighing liquidity solutions, it is important to consider interest costs, market conditions, and repayment capacity. In many cases, a loan against shares proves to be a more strategic option, especially for those confident in the long-term performance of their portfolio. With careful investment planning, this approach balances immediate financial needs with long-term wealth creation. SHARE : Request an Appointment appointment Popular Post
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